The advice given by Bach is that people should automatically save (via payroll deduction) say, $100 a month. Thankfully, the book i The Latte Factor was popularized by author David Bach. Most of us are used to think that saving small amounts doesn’t make any difference. The Latte Factor Review. Academia.edu is a platform for academics to share research papers. The Latte Factor is not a book about stopping buying coffee but rather about focusing attention and money on what is important to you. I think this book is a great gift to give young people starting out who wouldn't want to read a heavy book about investing in … Book Review: The Latte Factor: Why You Don’t Have To Be Rich To Live Rich September 24, 2019 October 25, 2019 by Advantage One , posted in book review , Budgeting If personal finance books make your eyes glaze over, but you can never say no to a page-turning novel, this book was written for you. Calculating Your Latte Factor To see how big of a saving it is, just go ahead and plug in the numbers into David Bach’s calculator. Read 518 reviews from the world's largest community for readers. The Latte Factor may be his simplest and most powerful message yet.” —Simon Sinek, optimist, New York Times bestselling author of Start with Why and Leaders Eat Last “David Bach has inspired millions worldwide to be smarter with their money; now this great story can inspire you to take action to live your best life. The Latte Factor provides financial advice via a story about Zoa for which most of us can relate. The Latte Factor is not a book about stopping buying coffee but rather about focusing attention and money on what is important to you. But The Latte Factor shows us that it really does in the long term, especially if you invest them wisely. This book pushes us to cultivate awareness towards how we use money, to be able to spend it for what really matters to us. My initial reaction to David Bach’s The Latte Factor was - please don’t tell me that I have to give up my almond milk cappuccino because it is one of the few simple pleasures in my otherwise complicated life. posted on February 29, 2020. David Bach is the author, and this is a book more so about realizing your dreams than a book about finance. A cappuccino and a good book bring me great joy. The Latte Factor Book Review. The top article mischaracterizes the latte factor. The Latte Factor book. The Latte Factor is symbolic of those small, regular wastages, and for that I think the Latte Factor is a sound wealth tool, whether or not it’s the lattes that are given the chop! The concept is simple. Instead of spending that $10 a day on different small item purchases, if you were to put that into an investment that yielded a 6% return on your investment, over the course of 20 years, you will have accrued $142,323.45. 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